Is my AE86 considered totaled??

ZINCHOTRAN
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Is my AE86 considered totaled??

Postby ZINCHOTRAN » Sun Mar 06, 2016 8:57 am

Two days ago I was rear ended by a 2006 Jeep Commander. It looks like I will not be able to repair the damage. I am going to wait to buy the rebadged Scion FRS.

Opinions do help. If you want to see the damage I can e-mail the pictures. I am not sure how to show the pictures on here.

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Re: Is my AE86 considered totaled??

Postby Deuce Cam » Sun Mar 06, 2016 11:36 am

In terms of a salvage title in the eyes of an insurance company likely so, but it's hard to say without pics.

ZINCHOTRAN
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Re: Is my AE86 considered totaled??

Postby ZINCHOTRAN » Sun Mar 06, 2016 5:49 pm


Deuce Cam
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Re: Is my AE86 considered totaled??

Postby Deuce Cam » Sun Mar 06, 2016 7:26 pm

Ouch! Sorry dude that is totaled for sure. Good thing you're ok.

On my last ae86 I had an incident where the radiator support and rear panel were caved in. Although it looked minor compared to yours it was still totaled out. Most insurance only value these things around $600. If it wasn't your fault make sure to play hardball. In my case the other guys insurance company initially offered me around $1200 and I refused. I ended up getting over $4500 for the vehicle value alone, and that wasn't accounting for any aftermarket stuff since I didn't have receipts. Make sure to let them know these cars are sought after/rare and the value reflects such.

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Grant
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Re: Is my AE86 considered totaled??

Postby Grant » Sun Mar 06, 2016 8:52 pm

Wow that is a sad sight to see. What kind of insurance did you have for it? I agree with Deuce Cam about refusing lowball offers if it wasn't your fault (rear-ending is nearly always the other drivers fault).

One issue is apparently most insurance companies don't honor any "agreed value" so they just pay what they think it is worth. I have now switched my car over to classic car insurance which allows me to tell them the current value of my car, and they will guarantee that value will be paid out as long as it is reasonable.

ZINCHOTRAN
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Re: Is my AE86 considered totaled??

Postby ZINCHOTRAN » Sun Mar 06, 2016 9:20 pm

For my insurance for the AE86 I had 'no coverage' for collision, comprehensive and personal injury protection. It is already ruled as not my fault. The assessor is supposed to look at it tomorrow. So it sounds like I should show proof that these cars are sought after by enthusiasts that would want to collect, restore and modify right?

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Re: Is my AE86 considered totaled??

Postby Deuce Cam » Mon Mar 07, 2016 4:47 am

It shouldn't matter since you aren't at fault. Start compiling proof/examples of realistic value. Wait for the offer. If you don't like their offer provide the examples. If that doesn't work tell them that they aren't being realistic/fair and ask for them to provide an independent appraisal for value.

ZINCHOTRAN
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Re: Is my AE86 considered totaled??

Postby ZINCHOTRAN » Mon Mar 07, 2016 6:57 am

Thanks for the information. I'll look for the 'proof/examples of realistic value'.

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Re: Is my AE86 considered totaled??

Postby ZINCHOTRAN » Wed Mar 09, 2016 2:37 pm

Fellow AE86 enthusiasts,

My car did have a previous salvaged title and the guy at Farmers insurance offered $480 at first. Then he said he would make it an additional $200 dollars for 'loss of use' for a total of $680. Honestly I believe this will be the most I can realistically obtain.

Any one believe I can get more or should I go ahead and accept this offer?

Thanks for everyone's advice and information.

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Re: Is my AE86 considered totaled??

Postby P3nnyw1se » Thu Mar 10, 2016 2:24 am

I would't take it. Keep looking around for values on the car. Unfortunately you have to keep fighting them to get what is the proper amount and sometimes it takes a while. Hang in there.

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morgan
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Re: Is my AE86 considered totaled??

Postby morgan » Thu Mar 10, 2016 5:45 am

maybe post up another inquiry thread..."How much would you realistically pay for this car" and provide the full list of work done and parts added. or let the insurance company try that, lol. have them sign up here. what are people willing to pay? that's really what you lost, since, you never get back what you put in.
haha cali...i got one of your 86's and you're not getting it back.
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ZINCHOTRAN
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Re: Is my AE86 considered totaled??

Postby ZINCHOTRAN » Thu Mar 10, 2016 7:10 am

P3nnyw1se, Morgan amd everyone else. Thanks for your input. I am going to take their offer and move on towards the FRS/GT86. I do want to put this behind me and move forward. I learned a lot about working on Cars from my AE86. I treasure those memories of bloody knuckles and grease and antifreeze in those wounds. Even with those rubber gloves on. I do need to see about removing the Cusco T50 mount.

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Re: Is my AE86 considered totaled??

Postby strmrdr23 » Thu Mar 10, 2016 2:58 pm

aww snap! sad to see another washington 86 get bodied like that. good luck with whatever you decide, man.

here's an example of what a coupe is probably going to go for in WA now - https://seattle.craigslist.org/see/cto/5484686420.html

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Re: Is my AE86 considered totaled??

Postby allencr » Fri Mar 11, 2016 12:53 am

Sorry.
They do this day in &out, have lots of practice, cast iron stomachs, so dealing with you, a newbe is nothing but a piece o'cake, plus they have enough phony sincerity & BS for 2 Oscars!
Never accept the first or second offer.
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Re: Is my AE86 considered totaled??

Postby BoostJunky » Sat Mar 12, 2016 9:50 pm

Damn, thats sad to see. I went through a similar ordeal when my hatch got side swiped by a Civic. $2-3k in damage but my adjuster was very thorough and he knew a lot about 86's and how rare it is. Put a $6500 value on it and he approved the repairs instead of salvage.
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